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August 17, 2026
Yes We're Open" sign hanging in a small business shopfront window, representing commercial insurance cost for small businesses in the Garden Route

Commercial Insurance Cost for a Small Garden Route Business

There is no single answer to what commercial insurance costs, because no two Garden Route businesses carry the same risk. Your premium is shaped by your […]
August 12, 2026

5 things your commercial insurance policy probably doesn’t cover

Commercial insurance exclusions in SA catch business owners out more often than they should, usually because the gap only shows up after a claim is already […]
August 3, 2026

Why home insurance claims get rejected in South Africa

The Too Long Didn’t Read: According to the National Financial Ombud Scheme (NFO), the leading cause of the homeowners’ insurance complaints referred to it is claims […]
July 28, 2026

Can You Report a Road Accident Online in South Africa? Here’s What You Need to Know

If you’ve ever been in a fender-bender or a minor accident, you know how frustrating it can be to deal with paperwork and long queues at […]
July 20, 2026
Lit Fire in a fireplace with a flammable warm fur rug directly in front of it.

Chimney fire insurance claims: what Garden Route homeowners should know this winter

A chimney fire insurance claim often turns on a single question: was the chimney actually maintained? Home insurance covers sudden, unforeseen fire damage, but an insurer […]
June 12, 2026

Tenants’ Fixtures and Fittings in Commercial Insurance: What Businesses Need to Know

In building insurance, tenants’ fixtures and fittings refer to items installed or added by a tenant in a rented property that are considered part of the […]
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