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GRIB Thought Leadership ...


September 28, 2026
Three hikers with backpacks beside a 4x4 on a rocky mountain ridge at sunset, representing adventure tourism insurance on the Garden Route

What insurance does an adventure tourism operator need in South Africa?

Adventure tourism insurance in South Africa covers the real risks of running a Garden Route operation, from public liability for guest injuries to gear cover, vehicle […]
September 21, 2026
Lightning strikes near a modern home at night, highlighting underinsurance South Africa risk during storms

What happens if you’re underinsured in South Africa

Underinsurance South Africa is a quiet problem that shows up at the worst possible moment, when you’re standing in front of storm damage with a payout […]
September 14, 2026
Garden Route business owner reviewing commercial insurance broker vs direct insurance SA options after storm damage.

Broker vs direct insurance SA: which is better for your Garden Route business?

After the May 2026 storm, thousands of Garden Route business owners filed claims within days of each other. A broker typically manages the claim on the […]
May 4, 2026
home insurance replacement cost South Africa - Knysna property valuation guide

Knysna Valuation Roll: What Every Homeowner Must Check Before 8 June 2026

TL;DR – Too Long, Didn’t Read The Knysna Supplementary Valuation Roll is open 7 May – 8 June 2026. Here’s what matters: The Knysna Municipality has […]
February 9, 2026
Fire spreading on a dry vacant property

Understanding Fire-Extinguishing Costs: What Your Commercial and Agricultural Policy Really Covers

Every fire season reminds us how quickly things can change for landowners across the Garden Route. The Southern Cape Fire Protection Association recently urged members to […]
February 9, 2026
Picture of a line of neighbouring houses, one on fire and some firefighters putting the fire out

Understanding Fire Extinguishing Costs and How Insurers May Approach Them (Personal Policies)

Wildfires, accidental fires, and runaway flames can create significant financial pressure – not only due to damage to your property but also because of the costs […]
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