5 Questions to ask before buying Pet Insurance

If you believe your pet could need expensive medical care one day and you worry you won’t have the money to cover the bills, insuring your pet could afford you some peace of mind.

But before you buy a policy, make sure you understand what is and isn’t covered. Ask about policy limits, excesses and any other fees you might have to pay when using your plan.

Also note the following:

• Ask if the policy includes cover for routine care like vaccinations, deworming and tick and flea control.

• Ask if the policy will allow you to insure more than one animal.

• Check to see if your animal’s age falls within the product acceptance rules.

• Make sure you understand the exclusions, some of which could include: dental disease, pregnancy and breeding, behaviour issues, hip and elbow dysplasia and preventable diseases like cat flu or worms.

• Also ask if you’ll be covered should your pet need care within the first 30 days of the start of the policy.

And don’t forget to note the fine print regarding payment. You’ll find that most insurers don’t pay directly: you’ll be expected to pay the vet at the time of the consultation and then claim the amount back.

A good pet insurance policy should allow you to give your pets the care they deserve for their loyal companionship and unconditional love. Protect your pet and your wallet. Speak to us about arranging the best cover.

For more information, or for a no-obligation quote, call Melissa on 044 382 0550.