As a cycling enthusiast in South Africa, you’re probably going to need insurance for your bicycle and kit. You may also want to get specialist cover if you participate in cycling events and races.
Anyone can benefit from bicycle insurance. You could be a bicycle enthusiast, a casual bicycle rider or even a competitive cyclist; if you have an expensive bicycle you can and should insure it.
Falling for some of the common misconceptions surrounding bicycle insurance means you could end up having insufficient coverage, or no coverage at all – costing you more money and time than necessary and leaving you feeling frustrated.
In fact, the smartest thing to do is to get a specialist broker to insure it for you.
Some questions to ask when shopping around for Bicycle Insurance:
Your home insurance may cover your bicycle, but only to a certain extent. Limits are placed on the value of your bicycle and you may not be covered if something happens to it while it’s not on your property. Also, your home insurance won’t cover you for third party liability and accidents.
Like you, we’re passionate about cycling and we want you to be able to cycle and enjoy your bicycle without having to worry about your bicycle insurance coverage.
If you’d like to find out more, or if you’d like to speak to one of our specialist brokers, please contact us on 044 382 0550.