Don’t get swept away by the rising tide of flood risk
The risk of flooding is rising on a global scale. If you own property, you need to reassess your risk and take all reasonable steps to minimise potential damage. Find out why this type of natural disaster is happening more often, and what you can do to keep your property – and your policy – watertight.
Online scientific journal Nature recently published research finding satellite imagery to reveal that the proportion of the global population exposed to flooding is on the increase. In fact, the research showed that the number of people at risk from floods is ten times higher than previously estimated, and that the proportion of the global population exposed to floods increased by 20% to 24% between 2000 and 2015.̽
This increased risk is largely caused by global warming and climate change, and South Africa is not immune to its effects. Torrential rain lashed parts of the Eastern Cape and KwaZulu Natal in January this year. 82 people lost their lives, hundreds were displaced, important infrastructure was damaged and destroyed, and 135 properties were damaged in the Chris Hani District Municipality alone.
The risk of flooding in South Africa is not limited to these areas. Late summer rains often cause havoc in Gauteng and other northern provinces, with winter rains regularly flooding areas of the Western Cape and other southern provinces. Even areas along the West Coast, Wild Coast and Central Karoo are prone to flash flooding that could potentially cause waves of destruction.
What can you do to protect yourself, your family and your property from a deluge of disaster? Reassess your risk profile and make sure that you have sufficient cover to ‘keep you dry’. Other steps you can take to safeguard your property include:
Many parts of South Africa have been subject to an enduring drought and we celebrate good rainfalls, but even good rainfalls can turn bad. Contact us to reassess your flood risk and to ensure that you have the right cover for your needs. And do what you can to protect your property.
̽ www.nature.com/articles/s41586-021-03695-w accessed 03/02/22