Make sure you’re covered for when the wildlife goes ape.
Making sure that your insurance policies cover you against most risk scenarios is not always an easy task. For instance, does your cover extend to damage caused by wild baboons or monkeys? As urban development in South Africa continues to encroach on natural habitats and many regions face extended droughts and water shortages, residents from the suburbs to city centres are increasingly finding unexpected guests on their properties, and even inside their homes: wild baboons and monkeys.
Wild baboons and monkeys can become a real nuisance. Worse, they can cause thousands of Rands’ worth of damage to home interiors, structures like outbuildings and gardens. To top it all off, some insurers are cheeky enough to include exclusion clauses and won’t compensate you for losses, damages and costs associated with such damage.
Luckily we know all about this monkey business and will help advise you on obtaining adequate cover.
South Africa in general is known for its natural beauty and splendour. Rolling grasslands, the vastness of the Karoo, dramatic mountain facades and sweeping coastal landscapes are home to an incredible array of wildlife. One that seems to thrive in almost all of these habitats is the baboon.
As we become ever-closer neighbours, spatial overlap puts us as humans in competition with baboons and monkeys for resources. Environmental factors also have increasingly adverse effects on naturally available food and water sources.
It’s not really a competition for humans though, as we tend to take what we want. And as baboons and monkeys become more brazen and accustomed to the presence of humans, it’s not really a competition for them either… from a baboon’s perspective humans mean food. And it’s in our homes.
It is illegal to feed, injure or kill baboons under the Cape Nature Conservation Laws Amendment Act of 2000. Should you suffer from a baboon insurgence in your area, contact your local municipality – they will lodge the matter with the relevant nature preservation authority who will attempt to resolve the problem. This is often done by removing the dominant male from the pack, or even using paint guns as a deterrent (which also creates jobs).
There are other practical measures you can take to safeguard your property.
Never corner a baboon or confront it in close proximity. They are not intimidated by humans, they are strong, confrontational and can be dangerous. Should you find yourself face to snout with a baboon, stay still and try to remain calm. Try to be confident and back away slowly. Never attempt snatching anything back from a thieving baboon. Safety is another reason why it is better to try and keep them away from your property from the start. Implementing these practical deterrents should provide a measure of protection and peace of mind.
Don’t let baboons and the damage they can cause be a monkey on your back. Do what you can to minimise potential damage, and contact us (internal link to relevant email address) to make sure that you’re covered against monkey business.