At GRIB we have a straightforward and sensible approach to finding you the right cover at the right price and we promise to go the extra mile when helping you settle claims.
We'll always work with your best interests in mind and wherever possible, we'll demonstrate ways in which you can save money - without compromising on the quality of cover you may already have.
We have strong relationships with our insurers and an experienced in-house claims settlement team. Our ‘can do’ attitude, combined with our ability to correctly interpret complex Policy Wordings, will ensure the best possible outcome for your claim. You can rely on us to provide true peace of mind regarding your home, contents, boat and car insurance.
You don’t lead an ordinary life, which is why you need unique insurance. From your luxury cars, to your homes and everything inside them, we have the kind of high-net-worth products specifically suited to your elite needs.
Private Wealth Cover Benefits
- We’ll cover items stolen out of your home even if there was no forced entry into your premises, subject to certain terms.
- We’ll send an expert surveyor to your home to conduct a comprehensive asset inventory of your property.
- You get a range of optional excess selections including voluntary, flat or waiver excesses.
- You’ll be covered for mechanical and electrical breakdown of fixed equipment, such as gate motors, alarm systems and swimming pool pumps.
- You'll be able to replace your plants, shrubs and trees following a loss due to storms, fire or theft under the garden and landscaping cover.
Your home is your refuge and you want to be sure you’re covered if something goes wrong.
You've worked hard for what you own. Contents insurance protects your financial interests, safeguarding your belongings against accidental loss or
Our superior luxury vehicle insurance caters for the specific needs of owners of high-value vehicles.
Enjoy being on the water even more knowing that your floating asset is covered.
With our Private Wealth Cover, your elite lifestyle will be covered so you can enjoy it. After all, you’ve earned it.
What you need to know ... These are just some of the most frequently asked questions we receive about our Private Wealth cover.
It’s not just the 'super-rich' who need bespoke insurance.
And it doesn’t always come down to the value of your possessions. Items may have been inherited, jewellery could be exclusive, especially if the cut or design is patented and is no longer produced. Replacement art and antiques may also be unavailable. No two homes are the same and lifestyle, property and valuable possessions all differ, which is why we tailor policies to be as individual as you are, written in plain English, with no onerous conditions. Mid and High Net Worth policies are designed to cover all of your possessions for all risks anywhere in the world whilst temporarily removed from your home.
Depending on fluctuations in the art, gold and precious stones market, we recommend you have your artwork and jewellery professionally valued every 3 to 5 years.
Whilst building works are being carried out on your home, your Insurer may reduce or cancel your cover completely - leaving your major asset uninsured. This means you could be in breach of your home loan terms or conditions.
We recommend that you allow us to arrange insurance for the Building Works and existing structures to ensure there are no gaps in cover.
By buying direct there's no one to give you the advice you need and in our experience, the devil is almost always in the detail …
Policies purchased via a broker might be a tad more expensive but the extra expense buys you expert advice and personal service. And in the event of a claim, we'll appoint a dedicated claims consultant to be there for you every step of the way.