The importance of having an asset list at the time of a claim
October 23, 2023
The holiday season is fast approaching, and with it comes the joy of reuniting with friends and family. The stress of high prices, long lines, and potential cancellations can loom over your travel plans.
Fear not, peace of mind is just a policy away. Say goodbye to holiday travel worries by purchasing short-term travel insurance. It’s your ticket to protection against unforeseen circumstances as you embark on your seasonal journey.
Why Short-Term Travel Insurance is Essential: A comprehensive travel insurance plan can assist stranded travellers when congested airports, oversold flights, or winter storms disrupt their travel plans.”
Here are some scenarios illustrating how travel protection plans can come to your rescue this holiday season:
- Illness: If you or a direct family member falls ill before or during your trip, forcing you to cancel or cut your journey short, travel protection plans have your back. They can reimburse you for the expenses you’ve incurred and even cover any remaining medical costs not handled by your health insurance in case of accidents or illnesses during your trip.
- Weather Cancellations and Lost Luggage: Airlines aren’t legally obligated to provide accommodations when your flight is cancelled due to adverse weather conditions. Spare yourself the stress of last-minute arrangements. With the right travel protection plan, you gain access to 24-hour assistance, trip delay coverage, which helps secure hotel accommodations, reimbursement for incurred expenses during the delay, and assistance with rescheduling or rebooking your flight.
- Home Disasters: Guard yourself against natural disasters while on vacation. Certain travel protection plans will reimburse you if you have to cancel your trip or return home early because your home becomes uninhabitable due to events like fires or flooding.
- Destination Disruptions: If your intended destination becomes uninhabitable or a natural disaster, like a hurricane, prevents you from reaching your goal or causes the cancellation of prepaid tours, a travel protection plan can help you recover non-reimbursable expenses. These plans also provide aid if you’re injured in a natural disaster while traveling. They offer 24-hour assistance and can coordinate emergency medical care.
- Other Emergencies: When your journey takes an unexpected turn, be prepared with the assistance services included in your travel protection plan. These services can help you with lost passports, provide general travel advice, and relay messages to family members in case of an emergency. Some plans even cover situations like trip cancellations due to work-related reasons or any other reason. No matter what protection you need, there’s a plan for you.
Do you have a Traveler’s Checklist? Before you embark on your trip, follow these steps to ensure a worry-free experience:
- Review Your Policy: Familiarize yourself with your policy and understand precisely what it covers. Always carry your policy number and the 24-hour travel assistance hotline number with you during your trip.
- Keep All Records: Retain receipts from your travel arrangements, such as airline flights and hotel accommodations, as they are required when filing an insurance claim.
- Obtain Medical Proof: If you fall ill before or during your trip, ensure you have a doctor’s statement confirming your unfitness to travel or medical records to substantiate your claim.
This holiday season, don’t let the stresses of travel put a damper on your festivities. Contact us for a quote, so that you can focus on creating cherished memories with your loved ones, knowing that you’re protected in case the unexpected happens. Wishing you safe and joyful travels!
