Being a car lover and collector usually brings with it a hefty price tag – not just to buy them, but also to maintain them. If you’re one of the lucky few who owns a veteran, classic or vintage car, then you’re going to need the right insurance to help keep your investment safe.
What’s the difference between vintage, veteran and classic cars?
The term ‘vintage’ is occasionally used to describe all cars produced between the start of the 20th century and World War Two. Yet this is not entirely correct. To be specific,
Cars made before 1905 are referred to as ‘antiques’;
Cars built between 1905 and 1919 are commonly classified ‘veteran’;
Cars made between 1919 and 1930 are classified ‘vintage’;
Cars built after 1931 and before 1950 are classified ‘post-vintage’; and
Cars 15 years or older are categorised as ‘classics’.
While this information might not be new for the many enthusiasts out there, being aware of the different categories is important because the age of your vehicle can have an impact on the price of your insurance.
Features and benefits typically differ between insurance providers but here’s a list of critical questions you should be asking when deciding which cover to buy:
Whether you’re looking to cover a vintage, veteran or classic car, it’s likely you’ll need a specialist’s assistance. That’s where we come in. Thanks to years of experience, we have relationships with insurers who specialise in collector’s vehicle insurance. We can also provide professional valuations. To find out more, contact Melissa on 044 382 0550 today.